Financial Arrangements

Contents:

• Deferral of Payment for OSAP

• Deferral of Payment for Scholarship

• Tuition Waivers for Staff & Dependants of Staff

• Sponsorship by a Third Party

• Senior Citizens

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There are 4 types of special financial arrangements that can be made to assist with your registration in a program of study: deferral of payment, tuition waivers for staff or staff dependants, sponsorship by a third party and senior citizens program.  These arrangements must be authorized by the payment due date printed on your invoice.  Before you may make a financial arrangement for the fall or winter session, you must clear any unpaid charges from previous sessions.

Deferral of Payment for OSAP (or other government loans)

If you have unpaid fees from a previous session, you may NOT defer current session fees.

If you applied for OSAP by the OSAP deadline date and cannot pay the required fees before receiving your OSAP funds, you may obtain a temporary deferment of payment.

If you defer all or part of your fees, service charge will be assessed on your outstanding account balance beginning, as of November 15, 2007 and as of the 15^th of every month thereafter until the account is paid in full.  Once you receive your OSAP funds, you must pay at least the minimum first payment of your tuition, then continue with monthly payments until your account is cleared.  If you do not receive any assistance from OSAP you are still responsible for paying your fees, and must begin doing so as soon as you receive notification of the refusal

You may complete a Tuition Fee Deferral application at the following locations. When going in person please take your OSAP Notice of Assessment or Funding Summary:

• U of T Scarborough students:  online at www.scar.utoronto.ca/~registrar/finaid/ 
• U of T Mississauga students: online  at www.erin.utoronto.ca
• Undergraduate students-St. George campus-your Registrar's Office
• Graduate students-MBA program-Rotman School of Management, MBA Program Services Office
• Graduate students - MMPA program - Program Office K108 
• Graduate students - Dentistry, Social Work, and Information Studies-your registration office
• Graduate students-other programs - SGS Student Services, 63 St. George St.
• OISE/UT students - Student Services, 8th floor, 252 Bloor St. W. 
• Student Accounts

Deferral of Payment for Scholarship

If you have received a University scholarship or an outside award to be processed by the Office of Admissions and Awards, your fee payment may be deferred.  If the scholarship does not cover the minimum first payment for your program, you may deduct the amount of the scholarship from the required minimum payment for registration and pay the remaining amount of the minimum first payment in order to complete your registration.

To defer your fees, mail (prior to mid-August) or bring a copy of your award letter along with your invoice remittance section, with the scholarship box marked in the bottom righthand corner, to:

• Student Accounts 
• Graduate students - your SGS department 
• TST students - your College Registrar
• U of T Mississauga students - Office of the Registrar
• U of T Scarborough students - Registrar's Office

Scholarships do not appear on your registration invoice. They are posted to your account after you have registered.

NOTE: Accounts must be paid in full by April 30.  Beginning in May academic sanctions are applied and service charge is assessed on the outstanding balance until the account is paid in full.

Graduate students will not normally have tuition fees deducted from the first instalment of their graduate Fellowships.  If you cannot pay the required fees before receiving your fellowship, you may defer fees until you pick up your cheque from your SGS department. After you pick up your cheque you must pay at least the minimum first payment.  NOTE: Accounts must be paid in full by April 30.  Beginning in May academic sanctions are applied and service charge is assessed on the outstanding balance until the account is paid in full.

Tuition Waivers for Staff and Dependants of Staff

The tuition waiver of academic fees is available for administrative staff members, dependants of administrative staff and dependants of faculty members & librarians who previously had a waiver and chose to continue with the waiver, or who are part-time students.  For terms of reference, eligibility and provisions, see the collective agreement or policy document for your employment group.  

To complete your registration:

1.      Pay at your bank by the due date, the incidental fees, ancillary fees and the Student System Access Fee listed on your invoice. 

2.      Take the Tuition Waiver Request Form and a copy of your registration invoice to your Human Resources Office for authorization. 

3.      Submit your Staff/Dependant Tuition Waiver Request form, approved by Human Resources, to Student Accounts by mail or in person. The financial arrangement of the waiver will be set up immediately in your account.  The actual waiver credit will not be posted until later in the session, after most of the course changes have taken place.

4.      Keep a copy of the waiver form for your records.

If you have a scholarship through the Scholarship Program for Dependants of Faculty Members, Librarians or Professional/Managers Group, you may request a deferral of fees for scholarship (see previous section).  Contact the Office of Admissions and Awards for the provisions and requirements of this scholarship (www.adm.utoronto.ca/dsp).

Sponsorship by a Third Party

If your fees will be paid by an external organization or agency that requires an invoice from the University, your fees may be temporarily deferred until payment is received from the third party.

To defer your fees, check the box on your invoice remittance indicating 'Sponsor Billing' and print the name of the sponsoring organization or agency on the remittance. Attach a copy of the letter you received from the organization stating they will pay your fees.  Mail (prior to mid-August) or bring your remittance and attached letter to:

• Student Accounts
• TST students – your College Registrar

NOTE: If the billing authorization has been faxed directly to Student Accounts, remember that you still need to bring in your invoice remittance so we know you intend to register. We must match your invoice remittance with the authorization letter to defer your fees.

A deferral must be processed for every session in which you wish to register. The deferral does not carry over from one session to the next.

Senior Citizens

All academic fees, ancillary fees and the Student System Access Fee should be paid according to the payment instructions (incidental fees are waived).  Bursary funds for senior citizens are available upon request. Contact your Registrar’s Office for more information and to arrange for the exemption of incidental fees.