Registration without Payment (Tuition Deferral)

GOVERNMENT LOAN DEFERRAL:

Deferral will register the student without a tuition fee payment

Type

PRE-REQUISITES & CONDITIONS

APPLICATION PROCESS

OSAP Loan Deferral      

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)    the student has paid outstanding fees from the previous sessions and:

      2)    the student has been assessed as receiving an OSAP government loan amount that is greater than $0

OSAP Loan Deferral Post- Registration Conditions

Prior to the Minimum Payment to Register deadline, you can apply for OSAP deferral by clicking on the OSAP/Gov’t Deferral button on the 'Financial Accounts' section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.

If your tuition fee deferral application is successful, ACORN will change your status from “Invited”(invited to register) to “Registered”. You need to confirm that the status has changed to “Registered” on ACORN and report any problems to your undergraduate registrar’s office or graduate unit.

After the Minimum Payment to Register deadline, apply for OSAP deferral at your college or faculty registrar’s office.  

In order for a college or faculty registrar’s office to process a manual fee deferral request, you must provide a copy of your ACORN invoice, and proof that you will be receiving OSAP loan funding greater than $0 by:

      1.    Logging into your OSAP account on the OSAP website

      2.    Clicking “My Apps”

      3.    Clicking “View Estimate”

If you have received a NIL OSAP assessment and you are appealing the funding decision your college or faculty registrar’s office will check on the status of your appeal with Enrolment Services.

Other Canadian Gov’t Loan Deferral

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)     the student has paid outstanding fees from the previous sessions and:

      2)     the student has been assessed as receiving an Other Canadian Government loan amount that is greater than $0

Other Canadian Gov’t Loan Deferral Post-Registration Conditions

Before applying for your online tuition fee deferral:

1. Fax or email a copy of your provincial Notice of Assessment to Enrolment Services so that your online fee deferral access can be activated.  Please write your U of T student number on the Notice of Assessment. 

Enrolment Services:

172 St. George St

Toronto, Ontario M5R 0A3

Fax: 416-978-7022

Email: can.oop.financialaid@utoronto.ca

2. After three working days, and prior to the Minimum Payment to Register deadline, you can apply for Other Government deferral by clicking on the OSAP/Gov’t Deferral button on the 'Financial Accounts' section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.

If your tuition fee deferral application is successful, ACORN will change your status from “Invited”(invited to register) to “Registered” on ACORN. You need to confirm that the status has changed on ACORN and report any problems to your undergraduate registration office or graduate unit.

After the Minimum Payment to Register deadline, apply for the Other Canadian Government Loan deferral at your undergraduate college or faculty registrar’s office or SGS Student Services.  You must provide a copy of your ACORN invoice, and proof that you will be receiving Other Canadian Government loan funding greater than $0 by providing a copy of your Notice of Assessment (paper or electronic). 

Enrolment Services will no longer process manual fee deferrals.

U.S. Loan & Benefits Deferral

·        William D. Ford Direct Loan

·        Alternative/Private loan such as Sallie Mae

·        Veterans Affairs benefits

See the University of Toronto US Loans website for complete details about these loans/benefits.

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)    the student has paid outstanding fees from the previous sessions and:

      2)    Enrolment Services has assessed the student for a U.S. William D. Ford Direct Loan Program loan, or alternative/private loan, or Veterans Affairs benefit amount that is greater than $0

U.S. Loan & Benefits Deferral Post-Registration Conditions

Prior to the Minimum Payment to Register deadline, you can apply for U.S. Government deferral by clicking on the OSAP/Gov’t Deferral button on the 'Financial Accounts' section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.

If your tuition fee deferral application is successful, ACORN will change your status from “Invited”(invited to register) to “Registered”. You need to confirm that the status has changed on ACORN and report any problems to your undergraduate registration office or graduate unit.

If you encounter a problem with the online deferral function on ACORN, or will apply after the minimum payment to register deadline, you can contact Enrolment Services at usa.financialaid@utoronto.ca.

UNDERGRADUATE SCHOLARSHIP OR AWARD DEFERRAL:

Deferral will register the student without a tuition fee payment

Type

PRE-REQUISITES & CONDITIONS

APPLICATION PROCESS

Undergrad. Scholarship/ Award Deferral

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)     the student has paid outstanding fees from the previous sessions and:

      2)    the student has an approved Scholarship or Award amount that exceeds the Minimum Payment to Register (Fall Tuition fee) amount on the student’s ACORN invoice

      3)    The scholarship must be offered by the University of Toronto or external award must be paid to the student by the University of Toronto. External awards paid directly to students are not eligible for tuition fee deferral.

Scholarship/Award Deferral Post- Registration Conditions

Note: If the University scholarships or awards, does not exceed the Minimum Payment to Register amount on your ACORN invoice for your program, you may deduct the amount of the scholarships or awards, from the required Minimum Payment to Register and pay the remaining amount by the Minimum Payment to Register deadline, in order to complete your registration.

Prior to the Minimum Payment to Register deadline, complete the Request to Register without Payment form, fax or mail a copy of your form, award letter, a printout of your ACORN invoice to:

• Your College Registrar (undergraduate students)
• Your College Registrar (TST students)
• Enrolment Services (will also process this form), 172 St. George Street.  Email form to awards.uoft@utoronto.ca
• Student Accounts (will also process this form), 215 Huron Street, 3rd floor or fax to 416-978-2610

Note: Scholarships are posted to your account after you have registered.

Undergrad. Financial Support from Dept’l or Principal Investigator Research Funding Deferral

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)    the student has paid outstanding fees from the previous sessions and:

      2)    the student will receive funding from Departmental Operating or Restricted Funds or Principal Investigator Research Funding, that exceeds the Minimum Payment to Register (Fall term Tuition fees) amount on the student’s ACORN invoice

Departmental Support Deferral Post-Registration Conditions

Prior to your division’s Minimum Payment to Register deadline, complete the Request to Register without Payment form and submit the form and supporting documents are submitted to the Supervisor, Student Accounts .

Late tuition fee deferral requests will not be processed.

GRADUATE SCHOLARSHIP OR AWARD DEFERRAL:

Deferral will register the student without a tuition fee payment

Type

PRE-REQUISITES & CONDITIONS

APPLICATION PROCESS

Graduate Funding (Student Major Award/

Research Stipend/ Teaching Assistant

ship) Deferral

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)    the student has paid outstanding fees from the previous sessions and:

      2)    the student has an approved major award/research stipend/teaching assistantship amount that exceeds the Minimum Payment to Register (Fall term Tuition fee) amount on the student’s ACORN invoice

      3)    the student is a full-time degree student in a graduate program and all necessary admissions conditions have been met

Major Award/Research Stipend/Teaching Assistantship Deferral Post-Registration Conditions

Note: If the University scholarship or funding does not exceed the Minimum Payment to Register amount on your ACORN invoice for your program, you may deduct the amount of the scholarship or funding, from the Minimum Required Payment amount and pay the remaining amount by the Minimum Payment to Register deadline, to complete your registration.

Prior to the Minimum Payment to Register deadline, apply for Graduate Funding deferral by clicking on the OSAP/Gov’t/Graduate Funding Deferral button on the 'Financial Accounts' section on the ACORN. You will know immediately if your tuition fee deferral application is successful or not and the application will be noted in your activity log.

If your tuition fee deferral application is successful, ACORN will change your status from “Invited”(invited to register) to “Registered”. If the status has NOT changed to “Registered” on ACORN, contact your graduate unit or SGS Student Services.

After the Minimum Payment to Register deadline, complete the Request to Register without Payment form, and submit the form to SGS Student Services to complete your registration.  You may be charged a late registration fee.

Graduate Student Financial Support from Dept’l or Principal Investigator Research Funding Deferral

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)    the student has paid outstanding fees from the previous sessions and:

      2)    the student will receive funding from Departmental Operating or Restricted Funds or Principal Investigator Research Funding, that exceeds the Minimum Payment to Register (Fall Term Tuition fee) amount on the student’s ACORN invoice

Departmental Support Deferral Post-Registration Conditions

Prior to your division’s Minimum Payment to Register deadline, complete the Request to Register without Payment form and submit the form and supporting documents are submitted to the Supervisor, Student Accounts .

Late tuition fee deferral requests will not be processed.

THIRD PARTY SPONSORSHIP DEFERRAL:

Deferral will register the student without a tuition fee payment

Type

PRE-REQUISITES & CONDITIONS

APPLICATION PROCESS

Third

Party Sponsorship

A student may be eligible to register without paying the Minimum Payment to Register Amount on the student’s ACORN invoice (tuition fee deferral) if:

      1)    the student has paid outstanding fees from the previous sessions and:

      2)    A Third Party Sponsor Organization will pay a portion of the Tuition Fees that exceeds the Minimum Payment to Register (Fall term Tuition fee) amount on the student’s ACORN invoice

3)    A deferral must be processed for every session in which you wish to register. The deferral does not carry over from one session to the next.
 

Third Party Sponsorship Deferral Post-Registration Conditions

Prior to the Minimum Payment to Register deadline:

1. Mail or fax a copy of the annual letter you received from the external organization or agency stating that they will pay your fees along with your ACORN invoice to:
· Student Accounts
· your College Registrar (TST students)

2. Student Accounts or TST College Registrar staff must match your ACORN invoice with the authorization letter in order to record the Third Party Sponsorship deferral and complete your registration.

3. Check ACORN to confirm that you are registered.

Government Loan Deferral Post-Registration Conditions:

OSAP, Other Canadian Government, & U.S. Government Loan/Alternative or Private Loan and Veteran Affairs Benefits

If you register without paying the Minimum Payment to Register amount on your ACORN invoice) on the basis of an OSAP, Other Canadian or U.S. loan or benefit, pay your fees by the following due dates:

1.         Full payment of Summer session Tuition & Residence fees is due by May 31, 2020.  In the case of unpaid Summer session fees, monthly service charges (at a monthly rate of 1.5% compounded e.g. 19.56 % per annum) are billed to the student starting June 15th and are billed on the 15^th of every month thereafter until full payment has been made or the unpaid account has been transferred to an external collections agency.

2.         If you do not receive any assistance from the government, loan, or benefits program, you are still responsible for paying your fees, and must begin doing so as soon as you receive notification of refusal.

3.         If you do not make full payment of the Summer session fees by August 31, 2020, you will NOT be eligible to register for the 2020 Fall - 2021 -Winter session or subsequent sessions.

Note for U of T Scarborough students: Your deadline for the full payment of summer session fees is August 26, 2020.

Scholarship/Award Deferral Post-Registration Conditions:

Undergraduate and Graduate Students

If you register without paying the Minimum Payment to Register amount on your ACORN invoice) on the basis of an Undergraduate or Graduate Scholarship/Award deferral, pay your fees by the following due dates:

1.   You are responsible for paying for fees on your ACORN invoice that are not covered by the scholarship/award funding recorded on your invoice. Your fees are due when billed.  The deferral only allowed you to register without payment. 

2.   Make Summer session fee payments throughout the session as you receive your scholarship/award or other funding and full payment of Summer session Tuition & Residence fees is due by at the latest by August 31, 2020. 

In the case of unpaid Summer session fees, monthly service charges (at a monthly rate of 1.5% compounded e.g. 19.56 % per annum) are billed to the student starting September 15^th , 2018, and are billed on the 15^th of every  month thereafter until full payment has been made or the unpaid account has been transferred to an external collections agency.

3.   If you do not make full payment of the Summer session fees by August 31, 2020, you will NOT be eligible to register for the 2020 Fall-2021 Winter session or subsequent sessions.

4.   If your scholarship/award or graduate funding is cancelled, you are still responsible for paying your fees, and must begin doing so as soon as you receive notification of cancellation.

Financial Support from Departmental or Principal Investigator Research Funding Deferral Post-Registration Conditions:

Undergraduate and Graduate Students

If you register without paying the Minimum Payment to Register amount on your ACORN invoice) on the basis of an Undergraduate or Graduate Scholarship/Award deferral, pay your fees by the following due dates:

1.   You are responsible for paying for fees on your ACORN invoice that are not covered by the Departmental or Principal Investigator funding recorded on your invoice. Your fees are due when billed.  The deferral only allowed you to register without payment. 

2.   Make Summer session fee payments throughout the session as you receive your departmental, principal investigator or other funding and full payment of Summer session Tuition & Residence fees is due by at the latest by April 31, 2020. 

In the case of unpaid Summer session fees, monthly service charges (at a monthly rate of 1.5% compounded e.g. 19.56 % per annum) are billed to the student starting September 15^th , 2020, and are billed on the 15^th of every  month thereafter until full payment has been made or the unpaid account has been transferred to an external collections agency.

3.   If you do not make full payment of the Summer session fees by August 31, 2020, you will NOT be eligible to register for the 2020 Fall-2021 Winter session or subsequent sessions.

4.   If your departmental or principal investigator funding is cancelled, you are still responsible for paying your fees, and must begin doing so as soon as you receive notification of cancellation.

Third Party Sponsorship Deferral Post-Registration Conditions:

If you register without paying the Minimum Payment to Register amount on your ACORN invoice) on the basis of a Third Party Sponsorship deferral, pay your fees by the following due dates:

1.   You are responsible for paying for fees on your ACORN invoice that are not covered by the sponsorship funding recorded on your invoice.  

2.   Make Summer session fee payments throughout the session as you receive your sponsorship funding and full payment of Summer session Tuition & Residence fees is due by at the latest by August 31, 2020. 

In the case of unpaid Summer session fees, monthly service charges (at a monthly rate of 1.5% compounded e.g. 19.56 % per annum) are billed to the student starting Sept 15^th , 2020, and are billed on the 15^th of every  month thereafter until full payment has been made or the unpaid account has been transferred to an external collections agency.

3.   If you do not make full payment of the Summer session fees by August 31, 2019, you will NOT be eligible to register for the 2019 Fall – 2020 Winter session or subsequent sessions.

4.   If your sponsorship funding is cancelled, you are still responsible for paying your fees, and must begin doing so as soon as you receive notification of cancellation.

5.   A deferral must be processed for every session in which you wish to register.  The deferral does not carry over from one session to the next.