Understanding Your Fees
Your ACORN invoice categorizes fees into Tuition and Non-Tuition Charges.
Program and Course Fees
The annual Tuition Fee Schedule is submitted to the University’s Business Board and Governing Council each spring for approval. The schedule includes Summer and Fall-Winter session fees for domestic and international students. Fees can be changed at any time upon approval of the Governing Council.
Program and/or course fees are billed for your program. View the fee schedule for your Degree Program of Study/Subject Program of Study to see how fees are billed.
Program and course fees are billed on the basis of a combination of your:
- course enrolment
- registration in a Degree Program of Study (Degree POSt)
- enrolment in a Subject Program of Study (Subject POSt). Students entering these programs are billed different amounts than students continuing in the program.
- domestic or international student status. View International Fee Exemptions to see if you are eligible.
- Domestic undergraduate student will be billed Domestic (Ontario Resident) or Domestic (Non-Ontario Resident) program or course fees. View Undergraduate Domestic Non-Ontario Resident Tuition Fee Billing Exemption to see if you are eligible.
- full-time or part-time status
- number of credits earned
- date of entry into the program of study
- year of study
This is a flat rate amount charged to all students in a program; there may be full-time and/or part-time domestic and international student rates. If registration for a session is cancelled, the program fee is reversed according to the refund schedule applicable to the student’s program of study (Degree and/or Subject POSt).
Fees are billed on a course by course basis according to the fee schedule for your Degree Program of Study/Subject Program of Study:
- If you ADD a course, the course fee is charged immediately, regardless of when the course begins.
- If you ADD a course and change from part-time studies to full-time studies, part-time incidental fees will be reversed and full-time incidental fee will be billed. The definition of full-time and part-time is not the same for all programs. Check with your registrar’s office if you are unsure of this definition.
- If you CANCEL a course, the course fee is reversed according to the refund schedule applicable to your program of study (Degree and/or Subject POSt).
- If you CANCEL a course and change from full-time studies to part-time studies, you remain liable for full-time incidental fees, unless the change affecting your course load is made during the 100% refund period for that course.
Fees for Arts & Science Deregulated Programs (Subject POSt)
Deregulated fees are billed for:
- Faculty of Arts & Science: Rotman Commerce, Computer Science, Data Science Bioinformatics & Computational Biology programs.
- U of T Mississauga: Bioinformatics, All Commerce Programs, Communication Culture & Information Technology (CCIT), Computer Science Specialist and Major (not Minor), Digital Enterprise Management, Human Resource Management and Industrial Relations, Information Security, Interactive Digital Media, Management, Visual Culture and Communication Specialist.
- U of T Scarborough: Commerce, Management, any program leading to a BBA degree, Computer Science
Students in full-time programs are assessed a program fee; students in part-time programs are assessed a course fee.
In addition to the Subject POSt, attributes of students’ Degree POSts are also considered in the assessment of fees. These attributes include: registration status, year of study, attendance class (full-time or part-time status), credits earned.
Students are assessed fees once for each degree program registration. If a student is enrolled in more than one Subject POSt, he/she will be assessed the highest fees applicable to those Subject POSts.
The Arts and Science programs on the St. George, Mississauga and Scarborough campuses are considered equal for fees purposes. A student considering a move in registration from one campus to another should discuss the fee implications of such a move with their Registrar.
Adding a Subject Post
Students are charged Subject POSt fees as soon as they accept enrolment in one of the designated Subject POSts.
The normal entry point for these programs is:
- Arts & Science and University of Toronto Mississauga – the session following the session where the 4th credit is earned.
- University of Toronto Scarborough – The session following the session where the 4th credit is earned or when a student is designated as being in their second year of study.
Students entering the program at a later point will be charged Subject POSt fees retroactively to the session designated as the normal entry point for the program.
Students admitted with transfer credit will be charged the program fee immediately if transfer credits of 4 or greater are granted (Arts & Science, U of T Mississauga, U of T Scarborough) or they are admitted to year 2 or higher (U of T Scarborough). If transfer credits are less than 4 credits or the student is admitted to year 1, then the Subject POSt fees will be assessed at the normal entry point for the program.
Normal entry point for these programs is the semester after you have earned 4.0 credits or more (this includes transfer credits), usually in Year 2.
Once admitted to the program, you will be charged program fees retroactively for any courses completed during your second year of study onwards as described above.
Shortly after you first accept your offer to a deregulated program, your fees will be reassessed. Check ACORN regularly for your revised balance and pay this as soon as possible.
If you have any questions and/or concerns about your revised invoice, speak to a Financial Aid Advisor immediately.
The tuition rate for deregulated programs is higher. The fee you pay depends on when you were first admitted to (and registered in) a degree program at U of T Scarborough or the Faculty of Arts and Science.
For more information about fees, view your divisional fee schedule.
Balance of Degree Fees (For Master’s Degree Programs)
If you are enrolled part-time in a Master’s degree program, you may be required to pay additional academic fees in order to match the total minimum fees paid by a full-time student in the same program. In some cases, Balance of Degree fees may also apply to full-time students. These fees are determined by the OISE Registrar’s Office (for OISE graduate students) or the SGS Student Services Office (for students in all other graduate programs). Contact these offices for more information.
The Balance of Degree fee is billed just prior to graduation. Payment deadline for this fee is 3 months after graduation, so if you graduate in:
- June, the payment deadline is September 30 and the first monthly service charge billing date is October 15.
- November, the payment deadline is February 28, and the first monthly service charge billing date is March 15.
You pay for student society fees displayed on your ACORN invoice, however, some student societies will refund the student for health and dental plan and other fees (outside of ACORN).
Student society opt out application deadlines are set by each student society and are only available within limited periods (usually at the beginning of a session).
Ancillary fees are billed for specific courses or programs for include fees such as:
- publications, case studies, laboratory manuals;
- field trips, clothing, equipment, goods or services provided to students for their exclusive use;
- charges for various forms of non-credit remedial instruction;
- materials, services, or licenses where the University acts as a broker with a vendor on behalf of students
- placement fees
University Health Insurance Plan (UHIP)
UHIP is mandatory health insurance plan for all international and exchange students. Recent permanent residents and returning Canadian citizens who are eligible and have applied for OHIP will have immediate health insurance coverage. There is no longer a waiting period for OHIP coverage. View UHIP enrolment and refunding information .
The annual University Health Insurance Plan (UHIP) premium ($756.00) provides coverage from September to August and is billed to all international students on the Fall-Winter ACORN invoice, even if the student is exempt from paying international student program/course fees.
2022 Summer Session UHIP fee ($252.00) will only be billed for students who were not registered and billed the prior UHIP fee in the Fall-Winter session.
If you cancel your registration or are graduating and do not require full year UHIP, contact the UHIP Office at email@example.com immediately to request a UHIP Fee refund. The UHIP Office will request that the Student Accounts Office adjust the UHIP fee amount on your ACORN invoice.
You must contact the UHIP Office in advance of completing your program, cancelling your registration or receiving OHIP, if you wish to apply for a refund. Refund applications will be accepted on an ongoing basis until February 28, 2022. Timing is very important and will affect the refund amount you may receive.
Student System Access Fee
Fee for access to the Student Web Service (ACORN) is billed for each session.
Residence and/or Mealplan Fees
Residences and the UTM Mealplan Office record the fees on your ACORN invoice:
- Residence deposit payments will be applied to your residence fees when billed.
- Fee payments cannot be directed to specific ACORN fees so if you paid for residence fees but ACORN has applied the payment to your tuition fees, don’t worry because your Residence Office will look at your ACORN Payment Report to confirm that an amount similar to what you owe has been paid.
- Residence fee payments are not eligible for T2202 tax reporting.
- If there is an error in residence and/or mealplan billing, please contact your Residence and/or Mealplan Office.
Monthly Service Charge Fees
If not paid in full, any outstanding ACORN account balance is subject to a monthly service charge of 1.5% compounded (19.56% per annum).
All fees and charges posted to the ACORN account are payable. Students are responsible for planning sufficient time for payments to reach the University’s bank account and to be recorded in the student’s ACORN account by the payment due date. The transfer of funds from major Canadian financial institutions normally takes three to five business days, however the transfer from Canadian credit unions and financial institutions from outside Canada can take much longer.
Paper invoices are not routinely mailed. Students are expected to monitor their account on the ACORN at www.acorn.utoronto.ca until the account balance is fully paid. Non-receipt of an invoice, or failure to monitor the account on ACORN or email correspondence directed to the student’s official University of Toronto email address, does not exempt the student from meeting his/her financial obligations. Students who have left the University will continue to be able to view their financial account balance and history on ACORN.
The University considers students to be responsible for all aspects of their registration. If someone else is handling the payment of fees, it is the student’s responsibility to advise that person of all the rules and requirements.